What it means for you
Most banks cap loan tenure at the remaining COE life. In-house financing may offer more flexibility. Here is how to compare.
FINANCING & LOANSSEP 3, 2026 · 5 MIN READ
In-House vs Bank Loans for Short-Tenure Vehicles
Short-COE financing is constrained by the loan tenure cap. Banks typically require the loan to clear before COE expires. In-house options may offer more flexibility for eligible buyers.
