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FINANCING & LOANS2026-09-03 · 1 MIN READ

In-House vs Bank Loans for Short-Tenure Vehicles

Most banks cap loan tenure at the remaining COE life. In-house financing may offer more flexibility. Here is how to compare.

In-House vs Bank Loans for Short-Tenure Vehicles

boltQuick Take

Short-COE financing is constrained by the loan tenure cap. Banks typically require the loan to clear before COE expires. In-house options may offer more flexibility for eligible buyers.

What it means for you

Frequently Asked Questions

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