Quick answer
The Wheeley Guide is a free library of Singapore-specific used-car education written by our editorial team. It covers the Certificate of Entitlement (COE), PARF rebates, paper value, used-car financing, in-house inspection process, and the Singapore used-car market "— written in plain English by people who buy and sell cars here every day.
Each article links to the relevant calculator (car loan, depreciation, COE position, PARF, paper value, buy vs renew COE, is-it-a-good-deal) so you can run your own numbers. When you are ready to apply it to a specific car, message the Wheeley desk.
LTA's 1st bidding round for October 2026 closed with four of five categories easing back. Cat A $130,001 (-$1,889), Cat B $130,100 (-$2,900), Cat C $91,889 (-$255), Cat D $11,012 (-$1,189), Cat E flat at $137,000.
PARF is the Preferential Additional Registration Fee, the tax rebate that Singapore pays to owners who deregister a car under 10 years old. We explain how it is calculated, who qualifies, and how owners can capture the rebate value cleanly.
LTA's 2nd bidding round for September 2026 closed with all five categories easing back for the first time in months. Cat A $131,890 (-$1,119), Cat B $133,000 (-$2,001), Cat C $92,144 (-$957), Cat D $12,201 (-$355), Cat E $137,000 (-$890).
You don't need to be a grease monkey. A rough guide to inspecting a used car before you sign anything.
LTA's September 1st round closed higher across all five categories. Here's what moved, what didn't, and what the PQP column is really telling you.
Short-COE cars come in two main flavours: 2-year and 3-year. The depreciation maths are different for each, and the right choice depends on your holding period, financing, and exit plan.
The PARF rebate is the biggest variable in the short-COE equation. Understanding how it works helps you price the car correctly and plan your exit.
Short-COE financing is constrained by the loan tenure cap. Banks typically require the loan to clear before COE expires. In-house options may offer more flexibility for eligible buyers.
Short-COE cars are cheapest to enter but have a defined exit point. They suit buyers who need a car now, have a clear exit plan, and can handle the financing constraints.
COE premiums are still high. A late-model used car with a few years of COE left is the move many Singapore buyers are making.
Paper value is a starting point, not a price. Here is how a direct buyer builds your cash offer.
Loan limits, interest rates and LTV — decoded so you can plan your budget without surprises.
A plain-English walkthrough of the Certificate of Entitlement: how COE is priced, what it covers, and why it matters when you buy used.
PARF is the rebate an eligible car may receive when it is deregistered. COE is what gives you the right to use the car on Singapore roads for its COE period.
